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Albert L. Lord (born circa 1946, age 79) is an Independent Director (Class II) at AppTech Payments Corp. (APCX), appointed on December 13, 2024.[[1]](https://fintool.com/app/research/companies/APCX/people/albert-lord)[[2]](https://www.sec.gov/Archives/edgar/data/1070050/000168316824008796/apptech_8ka1.htm) He serves as Chair of the Compensation Committee and is a member of the Audit Committee and Corporate Governance & Nominating Committee.[[1]](https://fintool.com/app/research/companies/APCX/people/albert-lord) Lord recently engaged in insider trading, purchasing 150,000 shares on February 24-26, 2026, at prices averaging $0.3150-$0.3674, bringing his direct holdings to 3,170,394 shares; he also bought 120,000 shares in December 2025.[[3]](https://www.stocktitan.net/sec-filings/APCX/form-4-app-tech-payments-corp-insider-trading-activity-42a926a5d208.html)[[5]](https://www.investing.com/news/insider-trading-news/apptech-payments-director-lord-buys-52k-in-shares-93CH-4392422)
Lord is the retired CEO of Sallie Mae (SLM) from 1997 to 2013, where he led its privatization from a government-sponsored enterprise to a private entity, grew market value from $2 billion to $25 billion by 2005, and navigated the 2008-09 financial crisis by raising capital.[[1]](https://fintool.com/app/research/companies/APCX/people/albert-lord)[[2]](https://www.sec.gov/Archives/edgar/data/1070050/000168316824008796/apptech_8ka1.htm) His career began in 1967 at Peat, Marwick, Mitchell & Co. after earning a B.S. from Penn State, where he later served as a Trustee; he holds additional roles such as President and Director of Starfish Fund, Inc., and affiliations with trusts and AFIOS Partners holding significant APCX shares.[[1]](https://fintool.com/app/research/companies/APCX/people/albert-lord)[[2]](https://www.sec.gov/Archives/edgar/data/1070050/000168316824008796/apptech_8ka1.htm)
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